Savings for your future, with a name you can trust
పొదుపు చేయండి, అభివృద్ధి సాధించండి
A safe, transparent and trusted way for families and businesses to save and grow their money. Chit plans from ₹3 Lakhs to ₹20 Lakhs.
A disciplined way to save, a quick way to get funds
A chit fund is one of the oldest and most trusted ways of saving in India. Members save a fixed amount every month, and each month one member receives the chit amount through an open auction. It works both as a savings plan and as a source of funds when you need them most.
Experience
Built on trust, run with discipline
"My goal is to help every member save with confidence and reach their financial goals."
With over 26 years of experience in business management and financial services, Mr. Govardhan Reddy founded CGR Chit Funds in 2013. His vision is simple: to give families and businesses a safe, transparent, and trusted way to save and grow their money.
Why families trust CGR Chit Fund
Safe & Secure
Your savings are handled with financial discipline and complete care, the way a family would handle its own money.
100% Transparent
Open auctions, clear records and no hidden charges. Every member knows exactly where their money stands.
Timely Payments
Prize money is paid on time, every time. Timely payment is the promise we have kept since 2013.
Customer First
Friendly, personal service. You can always reach our team by phone, WhatsApp or by visiting our office.
Save & Grow
Build a savings habit with fixed monthly instalments and earn dividends from every auction.
Quick Funds When Needed
Need money for a business, wedding, education or home? Bid in the auction and get funds early.
How a Chit Fund Works
Choose a Plan
Pick a chit value and duration that matches your monthly saving capacity.
Pay Monthly
Pay a fixed monthly instalment along with the other members of your group.
Monthly Auction
Every month one member takes the prize amount through a transparent auction.
Earn Dividends
The bid discount is shared as a dividend, so your monthly instalment comes down.
Choose a plan that fits your budget
Start saving for your future today
Talk to our team and pick the chit plan that fits your monthly budget.